Solution for Dilemma of How I Pay for a Nursing Home is in Your Hands

Pennsylvania has the highest number of seniors compared to other states. That hits the question i.e. how do i pay for a nursing home for many seniors who are struggling hard to deal with nursing home expenditure. With senior living come the concerns and challenges associated with the natural aging process including mental and physical decline, illness and disease. To ensure your elderly loved ones are well-cared for, nursing homes offer one solution when round the clock care is needed. However, nursing home care is expensive with the state average falling between $9,600 and over $10,000 per month according to Senior Living.Org. Finding a way to cover these costs challenges many families and loved ones, but it doesn’t have to.

It’s not uncommon for Medicare and even much private insurance to not cover the costs of this type of care. Medicaid often includes residential nursing home care and may even cover some of the costs associated with in-home nursing care. However, there is often a spend-down requirement among other restrictions.